Our Team

Dowling Consulting Services, Inc. and Dowling Legacy & Retirement serves Orland Park, IL and surrounding communities. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions and planning that result in financial clarity, security and overall financial health. Making strong commitments to our clients and building life-long relationships are tenets of success at Dowling Legacy & Retirement.

Dowling Legacy & Retirement provides investors custom-tailored strategies to meet short and long-term needs. Our goal at Dowling Legacy & Retirement is to help our clients realize their financial dreams by offering creative solutions through an open and transparent process utilizing innovative solutions to achieve financial independence.

We empower you to navigate today’s complex financial world. We customize a plan to fit your individual and family needs, as well as the needs of your small or large business.



Karen Prescia Dowling, CEO/President

Karen is CEO/President of Dowling Legacy & Retirement. She received her Bachelors in Accounting from Loras College in Dubuque, Iowa and her Masters in Business Administration (MBA) from the University of Nevada, Las Vegas. Karen is a Licensed Life & Health Insurance Agent and a Certified Estate Planner (CEP) specializing in Retirement Planning, Long Term Care & Legacy Planning. As an Investment Advisor for Chancellor Financial Services, Inc., her own Registered Investment Advisory Firm (RIA), Karen develops portfolio strategies based on her client’s risk tolerance & investment goals. With over 30 years as a Business Consultant and over 35 year as an Accountant, she has helped both small and  Fortune 500 companies increase production, streamline operations and improve their bottom line through budgeting and analyzing financial performance. Karen’s Certified Life Coach training has guided individuals through life transitions, both personally and financially. Whether your goal is to accumulate wealth, maximize social security benefits, acquire life insurance, set up a trust or retire with confidence, Karen is passionate about building plans that help organize client assets while protecting them for the next generation. She has co-authored a book, “A Guide To Getting Your House In Order”, with her husband, Ron. Primary & paramount is her mission to assist clients toward planning a retirement they have always dreamed of, one that will provide them peace of mind & financial freedom throughout their lifetime.

Ronald R. Dowling, Strategic Consultant

Ronald R. Dowling is a Strategic Consultant for Dowling Legacy & Retirement. He has been in the Insurance and Estate Planning industry for over 30 years.  As a Consultant, Certified Estate Planner (CEP) and Elder Care Specialist (ECS), Ron specializes in Estate, Medicaid and Retirement Planning.  He has been featured in Forbes Magazine for two consecutive years and has co-authored the book, “A Guide to Getting Your House in Order”, which addresses how to organize the financial and legal areas in your life that can give you the confidence to retire successfully and ensure your affairs will be  handled according your wishes. Ron holds educational seminars and workshops for corporations, private groups, local residents and organizations at many well-known restaurants around Chicago and the surrounding suburbs.  Ron has made it his mission to educate individuals on how to protect their assets and plan for a prosperous, stress free retirement. “I’m addicted to helping people. It’s about the satisfaction of helping people and building plans to protect people and their assets.

Walter D. Nagle, Strategic Consultant

Walter D. Nagle has over thirty years of experience with insurance and financial services. Wally holds an insurance license as well as a securities license which allows him to diversify investment needs. He is also a trained life underwriter and has studied business insurance. Wally together with Ron speak at educational seminars and workshops around Chicago and the surrounding suburbs. Wally holds himself to the highest ethical standards and only provides services that he, himself, finds acceptable.

Check the background of this financial professional on FINRA’s BrokerCheck FINRA”S BrokerCheck

Walter D. Nagle is a Registered Representative of Ausdal Financial Partners, Inc. Ausdal Financial Partners, Inc. does not accept buy, sell or cancel orders by e-mail, or any instructions by e-mail that would require your signature.

Information contained in this communication is not considered an official record of your account and does not supersede normal trade confirmations or statements. Any information provided has been prepared from sources believed to be reliable but does not represent all available data necessary for making investment decisions and is for informational purposes only.

Securities offered through Ausdal Financial Partners, Inc. Member FINRA/SIPC. 5187 Utica Ridge Rd., Davenport, IA 52807. 563-326-2064.